1 “Benefits Optimization 2023: How supplemental health benefits and omnichannel communications support workforce well-being,” 12th Annual Guardian Workplace Benefits Study, Page 2 

2 "Protection from high medical costs," healthcare.gov 

3 The Balance, 2022 https://www.thebalance.com/medical-bankruptcy-statistics-4154729#:~:text=Medical%20bills%20are%20reported%20to,affected%20by%20 
their%20medical%20expenses 

4 Benefits Optimization 2023: How supplemental health benefits and omnichannel communications support workforce well-being,” 12th Annual Guardian Workplace Benefits Study, 2022, page 2 

5 https://www.fiercehealthcare.com/payer/nationwide-out-pocket-spending-grew-10-to-1-650-per-person-2021-expect-to-continue-through 

6 Medical Bankruptcy: Still Common Despite the Affordable Care Act, American Journal of Public Health (AJPH), March 2019. 
https://www.pnhp.org/docs/AJPHBankruptcy2019.pdf 

7 All names and occupations mentioned herein are purely fictional and have been created solely for example purposes. Any resemblance to existing situations, persons or fictional characters is coincidental.  

8 The Impact of COVID-19 on Employers' Approaches to Workplace Benefits, LIMRA, 2022 

This advertising content is not currently intended for anyone in the state of New Mexico.  

Guardian’s Group Hospital Indemnity Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.  Policy limitations and exclusions apply.  Optional riders and/or features may incur additional costs.  This is a limited plan of supplemental health insurance that provides the specified financial support, as a lump sum or indemnity payment, following a covered hospitalization.  This is not minimum essential coverage as defined by federal law.  This coverage will not reimburse for hospital or medical expenses.  Generic Policy Form # GP-1-HI-15.  The state approved form is the governing document.