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Hospital Indemnity Insurance

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Key Hospital Indemnity Coverage Features

Broker explaining how hospital indemnity works to provide extra coverage for out of pocket costs


  • Who is eligible to apply for Guardian Hospital Indemnity Insurance?
    Employees,aged 69 or below at time of enrollment who work at least 20 hours a week. State variations may apply.  
  • How easy is it to customize a Guardian Hospital Indemnity Insurance plan?
    Employers can select benefit durations, benefit amount, as well as a wide range of optional benefits. Guardian also offers HSA-compliant plan designs that only have hospital stay benefits and include wellness benefits specifically allowed in HSA-compliant plans. Planholders can choose the HSA-compatible plan design and maintain their HSA tax-favored status.  
  • Is there guaranteed renewal for Guardian Hospital Indemnity Insurance?
    Yes, if premiums are paid and participation levels are met.  
  • Is Guardian Hospital Indemnity Insurance available in all states?
    Yes, coverage is available in all 50 states.


The Value of Hospital Indemnity Insurance
Key Hospital Indemnity Coverage Features
Hospital Indemnity Advantages for Brokers
Making Hospital Indemnity Part of the Mix

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Brokers discussing the advantages of adding hospital indemnity to their offerings

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