Why offer group vision insurance to your clients?
Since regular eye exams can detect diseases like glaucoma, diabetes, and blindness, more employees are looking for vision coverage as part of their employee benefits package. Whether employees have perfect vision or need corrective lenses, preventive eye care is an important part of their overall health. As one of the country’s most respected benefits providers, Guardian can help you provide comprehensive eye coverage to your clients.
Consider voluntary vision insurance
Guardian Vision can be offered employer-paid or voluntary. There are several advantages to providing Vision coverage on a voluntary basis. Employers can offer stronger coverage without added costs, and can save on taxes because premiums are paid via automatic pre-tax payroll deductions. Employees get to enroll in valuable coverage at significantly lower rates than they would pay as individuals, and they can cover expenses that may not be paid for by other types of insurance.
A closer look at Guardian Vision
Guardian Vision gives your employees access to a diverse selection of private practice and retail providers through our large, convenient network. Retail partners include America’s Best, Cohen’s Fashion Optical, Costco, EyeMart Express, EyeMasters, Eyeglass World, ForEyes, HourEyes, JCP Optical, Midwest Vision Centers, MyEyeDr, Nationwide Vision, PearleVision, RosinEyeCare, Sam’s Club, SearsOptical, Shopko, SteinOpticalExpress, SterlingOptical, SVSVision, TargetOptical, TSO, Visionworks, and Walmart.
- Plans are customizable and help employees save. Contact lens evaluation and fitting are standard on all plans with a copay. Employees can choose from a range of material allowances. Lens options can be covered in full and include polycarbonate, transitional, and progressive lenses.
- Optional features include allowances on Lasik surgery, and benefits for diabetic eye care and low vision.
- Through EPIC’s Hearing Service Plan (HSP), Guardian offers a complementary program for managing hearing care and obtaining brand name hearing aids through the largest national network of audiologists and ENTs.
- We provide fast, accurate, online service so your clients can access information quickly and easily. Our web site, GuardianAnytime, helps employees find a provider, order discounted contact lenses, view benefits, and access wellness information. It’ll also help your clients administer their plans.
Choice of plan options
To ensure we meet the specific needs of your clients, we also offer two other plan options: VSP and Davis Vision. These plans give employees thousands of doctors to choose from in convenient locations.