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Life Insurance is the Foundation of a Smart Financial Strategy

The foundation of a smart financial strategy often starts with a discussion about life insurance. Learn how life insurance can enhance your life:

 

Why choose Guardian for your life insurance

If you have family or others who depend on you for financial support, securing or increasing life insurance coverage is among the most important steps you will ever take. Because in the event of your death, life insurance will help to ensure that your survivors can maintain their lifestyle, avoid financial hardship or bankruptcy, and continue to pay essential bills such as rent, mortgage, health insurance, college tuition and car loans. Simply put, life insurance is one of easiest and most affordable ways to protect your loved ones should they lose you as a breadwinner.

In addition to traditional term life insurance, Guardian offers a range of options and features to meet a range of coverage needs.

  • Voluntary Life Re-Enrollment Option lets you gradually increase your coverage each year without annual medical exams.
  • Voluntary Life Automatic Increase Option can help to protect your survivors against inflation by offering a 5% benefit increase for five years.
  • LifeAssistSM provides critical assistance should you suffer a severe or catastrophic disability – without reducing any disability benefits you may also be receiving.
  • Accidental Death & Dismemberment (AD&D) coverage provides valuable financial support in the event of an accidental death or bodily injury.

We also offer a Travel Related Insurance Protection (TRIP) program, designed especially for frequent business or pleasure travelers, that combines emergency travel services* with the extra protection of life and AD&D coverage.

 

Whichever plan or option you choose, you can rest assured that in the event of your death, disability or serious injury, your loved ones will be able to face the future with additional confidence and hope.

 

Check out these tips for how much life insurance you may need.

 

Benefits Considerations

Your Guide to Supplemental Health Insurance
How to Cover Rising Medical Expenses
Which Benefits Should You Choose at Your Age?
A Checklist For Smarter Benefits Enrollment
Financial Security Through Employee Benefits

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