Critical illness insurance pays you directly without any deductible or extra waiting time after your claim is verified.
The money you receive from your critical illness insurance can be used however you want, covering anything medical bills to monthly rent.
Our plans have you covered for the long term, paying you a lump sum of $1,000 to $50,000 when you’re first diagnosed with a critical illness. If you ever receive a second diagnosis, we’ll still be there for you, offering a lump-sum payout of $500 to $25,000.1
Our critical illness plans include a wellness benefit that can be paid after completing certain types of preventive care, such as wellness visits, mammograms, and colonoscopies. Some policies also offer a hospital admission benefit should you end up in the hospital for certain illnesses or injuries.1
Critical illness insurance pays you directly without any deductible or extra waiting time after your claim is verified.
The money you receive from your critical illness insurance can be used however you want, covering anything medical bills to monthly rent.
Our plans have you covered for the long term, paying you a lump sum of $1,000 to $50,000 when you’re first diagnosed with a critical illness. If you ever receive a second diagnosis, we’ll still be there for you, offering a lump-sum payout of $500 to $25,000.1
Our critical illness plans include a wellness benefit that can be paid after completing certain types of preventive care, such as wellness visits, mammograms, and colonoscopies. Some policies also offer a hospital admission benefit should you end up in the hospital for certain illnesses or injuries.1
1 Lump sum payments, wellness benefits and hospitalization benefit are optional plan choices determined by your employer.
In New York, Critical Illness is referred to as Specified Disease.
Guardian's Critical Illness Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This is a limited plan of supplemental health insurance that provides the specified financial support, as a lump sum or indemnity payment, following the diagnosis of a critical illness. This is not minimum essential coverage as defined by federal law. This coverage will not reimburse for hospital or medical expenses. Generic Policy Form # GP-1-CI-14. The state approved form is the governing document.
This information is not intended for residents of Arizona and New Mexico.
1 Lump sum payments, wellness benefits and hospitalization benefit are optional plan choices determined by your employer.
In New York, Critical Illness is referred to as Specified Disease.
Guardian's Critical Illness Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This is a limited plan of supplemental health insurance that provides the specified financial support, as a lump sum or indemnity payment, following the diagnosis of a critical illness. This is not minimum essential coverage as defined by federal law. This coverage will not reimburse for hospital or medical expenses. Generic Policy Form # GP-1-CI-14. The state approved form is the governing document.
This information is not intended for residents of Arizona and New Mexico.