A vision insurance plan helps protect eye health, which is related to overall health and wellness. Vision plans provide coverage for routine eye exams, and there are typically no waiting periods before you can start using your benefits with network providers. Vision plans also help make it easier to pay for glasses and contacts with discounts at participating network providers. Even if your eyes don't currently need correction, modern life — and digital screens — can create stress and problems for your eyes. Vision coverage helps promote regular eye examinations and care, which is vital for general health because an eye exam can detect diseases like glaucoma and diabetes.⁶
These plans typically fit most budgets, with options starting at just a few dollars a month. Combined vision and dental insurance plans are also available. You can buy vision insurance directly from an insurance company like Guardian. Many employers also include vision insurance plans as part of their employee benefits package; that may be a good choice to consider if available.
Like a dental plan, a vision plan provides coverage for routine exams with a network eye doctor. It also provides a discount that lowers out-of-pocket costs on glasses and contacts needed to correct eyesight issues. To access your benefits and discounts (and/or cost-share allowance), you typically need to go to a network provider. If you get vision coverage from an insurance company, it's usually easy to find the care you and your family need. For example, Guardian offers thousands of providers to choose from, including convenient retail vision service locations such as Costco, Walmart, and Visionworks.
Many serious treatments, such as non-elective surgery to correct an eye injury, are typically covered by a health plan instead of a vision plan. However, many vision plans do cover laser vision correction procedures and related vision care costs with eye doctors.
A vision insurance plan helps protect eye health, which is related to overall health and wellness. Vision plans provide coverage for routine eye exams, and there are typically no waiting periods before you can start using your benefits with network providers. Vision plans also help make it easier to pay for glasses and contacts with discounts at participating network providers. Even if your eyes don't currently need correction, modern life — and digital screens — can create stress and problems for your eyes. Vision coverage helps promote regular eye examinations and care, which is vital for general health because an eye exam can detect diseases like glaucoma and diabetes.⁶
These plans typically fit most budgets, with options starting at just a few dollars a month. Combined vision and dental insurance plans are also available. You can buy vision insurance directly from an insurance company like Guardian. Many employers also include vision insurance plans as part of their employee benefits package; that may be a good choice to consider if available.
Like a dental plan, a vision plan provides coverage for routine exams with a network eye doctor. It also provides a discount that lowers out-of-pocket costs on glasses and contacts needed to correct eyesight issues. To access your benefits and discounts (and/or cost-share allowance), you typically need to go to a network provider. If you get vision coverage from an insurance company, it's usually easy to find the care you and your family need. For example, Guardian offers thousands of providers to choose from, including convenient retail vision service locations such as Costco, Walmart, and Visionworks.
Many serious treatments, such as non-elective surgery to correct an eye injury, are typically covered by a health plan instead of a vision plan. However, many vision plans do cover laser vision correction procedures and related vision care costs with eye doctors.
You depend on your eyes every day. Take care of them.
Corrective lenses, preventive care, and annual exams help ensure that your eyes perform at their best. No matter what shape your eyes are in now, you'll likely need vision correction at some point in your life. That's why more and more people who care about their health ensure they have access to quality vision care.
Need individual vision insurance right now?
Find a plan and enroll today. With Guardian, there’s no waiting period for eye exams and discounts on lenses and glasses!
1 Medline Plus, Diabetes eye exams, 2022
2 CDC, Vision Loss and Age, 2020
3 Vision Monday, The Vision Council Releases Consumer inSights Q1 2022 Report, 2022
4 Optometrists Network, Digital Eye Strain: Myths and Facts, 2020
5 Additude, ADHD and Vision: Could Your Child’s Eyesight Be the Problem?, 2021
6 Medline Plus, Diabetes eye exams, 2022
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
Guardian’s Group Vision Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-GVSN-19. The state approved form is the governing document.
Individual Vision insurance is provided by VSP and billing and premium collection services for such vision insurance are conducted by DTC GLIC, LLC (d/b/a DTC GLIC Insurance Sales, LLC in California). DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America ("Guardian"). Guardian and DTC GLIC, LLC are not affiliated with VSP and Guardian and DTC GLIC, LLC do not assume any responsibility or liability for non-Guardian products or services, including those offered by VSP. DTC GLIC, LLC is the agent for The Guardian Life Insurance Company of America and its subsidiaries (“Guardian”) for all individual products underwritten and issued by Guardian and certain third-party insurers through guardianlife.com. DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America and is a licensed agent for life, accident and health insurance products.
TruHearing’s digital hearing aid discount plan is available only to customers who purchase a VSP vision product and is not insurance. TruHearing is an independent third party not affiliated with Guardian. The discounts for hearing aids are available only from participating TruHearing providers and will vary depending on the provider or service received. TruHearing does not make payments to providers for the services received under the discount plan. You are obligated to pay for all medical or ancillary services but will receive a discount from those TruHearing providers that have contracted with TruHearing. Not available in WA, UT, MD or CA. To obtain additional information go to TruHearing.com or call 1-800-3341807.
Guardian® is a registered trademark of The Guardian Life Insurance Company of America. ©Copyright 2023 The Guardian Life Insurance Company of America.
1 Medline Plus, Diabetes eye exams, 2022
2 CDC, Vision Loss and Age, 2020
3 Vision Monday, The Vision Council Releases Consumer inSights Q1 2022 Report, 2022
4 Optometrists Network, Digital Eye Strain: Myths and Facts, 2020
5 Additude, ADHD and Vision: Could Your Child’s Eyesight Be the Problem?, 2021
6 Medline Plus, Diabetes eye exams, 2022
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
Guardian’s Group Vision Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-GVSN-19. The state approved form is the governing document.
Individual Vision insurance is provided by VSP and billing and premium collection services for such vision insurance are conducted by DTC GLIC, LLC (d/b/a DTC GLIC Insurance Sales, LLC in California). DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America ("Guardian"). Guardian and DTC GLIC, LLC are not affiliated with VSP and Guardian and DTC GLIC, LLC do not assume any responsibility or liability for non-Guardian products or services, including those offered by VSP. DTC GLIC, LLC is the agent for The Guardian Life Insurance Company of America and its subsidiaries (“Guardian”) for all individual products underwritten and issued by Guardian and certain third-party insurers through guardianlife.com. DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America and is a licensed agent for life, accident and health insurance products.
TruHearing’s digital hearing aid discount plan is available only to customers who purchase a VSP vision product and is not insurance. TruHearing is an independent third party not affiliated with Guardian. The discounts for hearing aids are available only from participating TruHearing providers and will vary depending on the provider or service received. TruHearing does not make payments to providers for the services received under the discount plan. You are obligated to pay for all medical or ancillary services but will receive a discount from those TruHearing providers that have contracted with TruHearing. Not available in WA, UT, MD or CA. To obtain additional information go to TruHearing.com or call 1-800-3341807.
Guardian® is a registered trademark of The Guardian Life Insurance Company of America. ©Copyright 2023 The Guardian Life Insurance Company of America.