Your employee benefits through work are a good place to start to get protection for yourself and loved ones. There are many reasons why:
- Less work for you in finding a quality plan. Your company has done the legwork of researching and finding quality plans to offer you and your fellow employees.
- You get a better deal. The cost of insurance plans through work is significantly less than what you might pay were you to enroll outside of work.
- You'll never worry about missing a payment. Any costs you're responsible for are automatically deducted from your paycheck so you’ll never have to worry about payments.
- You typically don't have to take a medical exam to enroll. Unlike enrolling in a plan outside of work, life or disability insurance through work typically does not require a medical exam.